Expected income is not cash
Unoego separates expected income from confirmed received money, so late salary and delayed client payments do not inflate your spendable balance.
Personal finance app Nigeria
A personal finance app built around Nigerian money pressure
Most budgeting tools assume salary arrives on time, rent is monthly, and family support is optional. Unoego is built for the real version: salary delays, yearly rent, black tax, Ajo, transport, and goals fighting for the same income.
Your obligations come first
Rent reserves, family support, bills, goal deposits, and recurring commitments are pulled into view before daily spending starts.
The dashboard answers one question
What can you safely spend today without damaging rent, family support, savings goals, or next week’s food money?
Questions people ask
Is Unoego a budgeting app?
Unoego includes budgeting, but the core job is clearer: it shows the money that is already spoken for before you spend it.
Who is Unoego for?
It is for young Nigerian professionals, NYSC members, freelancers, traders, and salary earners managing irregular income and local obligations.